BATTERIES |
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In science and technology, a battery is a device that stores chemical energy and makes it available in an electrical form. Batteries consist of electrochemical devices such as one or more galvanic cells, fuel cells or flow cells. The earliest known artifacts that may have been batteries are the Baghdad Batteries, from some time between 250 BCE and 640 CE. The modern development of batteries started with the Voltaic pile developed by the Italian physicist Alessandro Volta in 1800. The worldwide battery industry generates 48 billion dollars in sales annually (2005 estimate).
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INSURANCE FRAUD |
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Insurance fraud or false insurance claims are insurance claims filed with the intent to defraud an insurance provider.
In the United States insurance fraud is estimated to cost US$875 per person per year with The Coalition Against Insurance Fraud estimating the loss to be $80 billion per year and Medicare estimating fraud in its system costs the government $179 billion per year.
Insurance fraud hurts the average person in two ways. First, all fraud costs, including losses, investigations, etc., are paid for by the insured through higher premiums, or, in the case of government insurance like Medicare, in higher taxes. Second, if a particular individual is the target for the fraud, they have costs such as deductible payments, loss of property use, etc., as well as higher premiums from the claim loss and the potential for denial of future coverage.
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PRESSURE SORE |
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Bedsores, also called pressure sores or pressure ulcers, are ulcers (sores) caused by prolonged pressure or rubbing on vulnerable areas of the body, such as bony or cartilaginous areas that are prone to moisture and friction. Decubitus ulcers are pressure ulcers that occur when the patient lies on his or her back for long periods (Wilhelmi and Neumeister, 2005). Examples of areas vulnerable to pressure ulcers include the hips, ankles, heels, elbows, ears, and pressure points on the lower back (near the tail bone, sacrum, or iliac crest). Pressure sores are also caused by prolonged sitting, or certain patterns of sitting behaviour
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