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| Looking For An Insurance Expert Witness
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| 32 years in the life insurance industry. Has participated in over 30 cases as a litigation consultant / expert witness.
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| A 20 year background in research, development, management, operations and clinical services. A prolific researcher, writer, speaker, and clinician in rehabilitation, health care operations, occupational therapy...
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| Recognized and powerful leader in the field of healthcare business services, advancing the industry with a focus on revenue enhancement, cost containment and financial benefits through education and improved methodology....
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| Looking For A Life Insurance Agent or Quote?
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| A CPCU with 40 years of experience.
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| EW #13214 has over 27 years of law enforcement experience, is the former Captain of the Rocklin Police Department, and has served as a Parole Agent and Deputy Inspector General.
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| Looking for a level term life insurance expert?
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Find Level Term Life Insurance experts and consultants for Level Term Life Insurance litigation support at www.ewitness.com. Available to be Level Term Life Insurance expert witnesses and provide Level Term Life Insurance forensic consulting in Level Term Life Insurance litigation, in addition prepare Level Term Life Insurance expert witness reports for use in deposition and/or in-court trial testimony.
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Categories To Find "Level Term Life Insurance" Experts:
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ARBITRATION / MEDIATION |
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Arbitration is a form of mediation or conciliation, where the mediating party is given power by the disputant parties to settle the dispute by making a finding. In practice arbitration is generally used as a substitute for judicial systems, particularly when the judicial processes are viewed as too slow, expensive or biased. Arbitration is also used by communities which lack formal law, as a substitute for formal law.
Mediation consists of a process of alternative dispute resolution in which a (generally) neutral third party, the mediator, using appropriate techniques, assists two or more parties to help them negotiate an agreement, with concrete effects, on a matter of common interest. More generally speaking, the term "mediation" covers any activity in which an impartial third party (often a professional) facilitates an agreement on any matter in the common interest of the parties involved.
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BICYCLE HELMETS |
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A bicycle helmet is designed to provide head protection for cyclists. Helmets are most suitable for preventing injury in straight falls, and for reducing friction related damage to the head. Modern bicycle helmets were first developed in the 1970s.
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CANCER - GENERAL |
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Cancer is a class of diseases or disorders characterized by uncontrolled division of cells and the ability of these cells to invade other tissues, either by direct growth into adjacent tissue through invasion or by implantation into distant sites by metastasis. This unregulated growth is caused by damage to DNA, resulting in mutations to genes that encode for proteins controlling cell division. Many mutation events may be required to transform a normal cell into a malignant cell. These mutations can be caused by chemicals or physical agents called carcinogens, by close exposure to radioactive materials, or by certain viruses that can insert their DNA into the human genome. Mutations occur spontaneously, or are passed down generations as a result of germ line mutations.
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CLAIMS |
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A claim is a legal action to obtain money, property or the enforcement of a right protected by law against another party.
Individuals and businesses purchase insurance policies to protect against monetary losses. In the event of a loss, policyholders submit claims, or requests for payment, seeking compensation for their loss. Adjusters, appraisers, examiners, and investigators work primarily for property and casualty insurance companies, for whom they handle a wide variety of claims alleging property damage, liability, or bodily injury. Their main role is to investigate the claims, negotiate settlements, and authorize payments to claimants, all the while mindful not to violate the claimants rights under Federal and State privacy laws. They must determine whether the customers insurance policy covers the loss and how much of the loss should be paid to the claimant. Although many adjusters, appraisers, examiners, and investigators have overlapping functions and may even perform the same job, the insurance industry generally assigns specific roles to each of these claims workers.
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CONSUMER MARKETING |
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Find CONSUMER MARKETING experts and consultants for CONSUMER MARKETING litigation support. Available to be CONSUMER MARKETING expert witnesses and provide CONSUMER MARKETING forensic consulting in CONSUMER MARKETING litigation, in addition prepare CONSUMER MARKETING expert witness reports for use in deposition and/or in-court trial testimony.
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DEEP SEA DIVER |
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Diving is still evolving, but general classifications have grown up to describe various diving activities. These classifications include but are not limited to:
Commercial diving
Military diving
Combat divers
Armed forces work divers
Recreational diving
Underwater Photography & Video
Spear fishing
Marine life counting and identification
Rescue & recovery diving
Scientific diving
Technical diving (also called Tech Divers)
Cave diving
Cavern diving
Deep diving
Ice diving
Wreck diving
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DUI - Driving Under Influence |
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Driving under the influence, drunk driving, or drink-driving, is the act of operating a motor vehicle (and sometimes a bicycle or similar human-powered vehicle) after having consumed alcohol (ethanol) or other drugs, to the degree that mental and motor skills are impaired. In addition to driving under the influence of alcohol and driving under the influence of other drugs, a third "DUI" offense consists of driving under the combined influence of alcohol and other drugs. The drugs causing or contributing to the impairment need not be illegal, but can consist of lawfully prescribed or over-the-counter medication. Anti-drunk-driving advertising campaigns have aimed to raise awareness of the legal situation and the dangers of driving while intoxicated. Drunk-driving is responsible for a very large number of deaths, injuries, damage and accidents every year.
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EARTHQUAKES |
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An earthquake is a sudden and sometimes catastrophic movement of a part of the Earth's surface. Earthquakes result from the dynamic release of elastic strain energy that radiates seismic waves. Earthquakes typically result from the movement of faults, planar zones of deformation within the Earth's upper crust. The word earthquake is also widely used to indicate the source region itself. The Earth's lithosphere is a patch work of plates in slow but constant motion (see plate tectonics). Earthquakes occur where the stress resulting from the differential motion of these plates exceeds the strength of the crust. The highest stress (and possible weakest zones) are most often found at the boundaries of the tectonic plates and hence these locations are where the majority of earthquakes occur. Events located at plate boundaries are called interplate earthquakes; the less frequent events that occur in the interior of the lithospheric plates are called intraplate earthquakes (see, for example, New Madrid Seismic Zone). Earthquakes related to plate tectonics are called tectonic earthquakes. Most earthquakes are tectonic, but they also occur in volcanic regions and as the result of a number of anthropogenic sources, such as reservoir induced seismicity, mining and the removal or injection of fluids into the crust. Seismic waves including some strong enough to be felt by humans can also be caused by explosions (chemical or nuclear), landslides, and collapse of old mine shafts, though these sources are not strictly earthquakes. These sources will also show a different seismogram than earthquakes
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ENVIRONMENT |
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The natural environment comprises all living and non-living things that occur naturally on Earth. In its purest sense, it is thus an environment that is not the result of human activity or intervention. The natural environment may be contrasted to "the built environment."
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HEALTH |
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Health is a term that refers to a combination of the absence of illness, the ability to cope with everyday activities, physical fitness, and high quality of life. In any organism, health can be said to be a "state of balance," or analogous to homeostasis, and it also implies good prospects for continued survival. Wellness is a term sometimes used to describe the psychological state of being healthy, but is most often used in the field of alternative medicine to describe one's state of being.
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HORSES |
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The horse (Equus caballus or Equus ferus caballus) is a sizeable ungulate mammal, one of ten modern species of the genus Equus. Horses have long been one of the most economically important domesticated animals, and have played an important role in the transport of people and cargo for thousands of years. Most notably, horses can be ridden by a person perched on a saddle attached to the animal, and are also widely harnessed to pull objects like wheeled vehicles or plows. In some human cultures, horses are also widely used as a source of food. Though isolated domestication may have occurred as early as 4500 BC, clear evidence of widespread use by humans dates to no earlier than 2000 BC, as evidenced by the Sintashta chariot burials, thus firmly establishing the domestication of the horse.
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INSURANCE - LIFE |
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Life insurance (Life Assurance in British English) is a type of insurance. As in all insurance, the insured transfers a risk to the insurer, receiving a policy and paying a premium in exchange. The risk assumed by the insurer is the risk of death of the insured.
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INTELLECTUAL PROPERTY - ANALYSIS |
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In law, intellectual property (IP) is a broad entitlement extending the concept of property beyond its materialist definitions to include information, ideas, and other intangible assets in their expressed form. Depending on jurisdiction, IP rights generally enable the holder to exercise exclusive rights over the the subject matter (or "work") of the IP using copyright, patent, trademark, industrial design right and similar legal protections. The term reinforces that such works are the product of the mind or intellect and that any rights may be protected at law in the same way as any other form of property.
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INTELLECTUAL PROPERTY - LICENSING |
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In law, intellectual property (IP) is a broad entitlement extending the concept of property beyond its materialist definitions to include information, ideas, and other intangible assets in their expressed form. Depending on jurisdiction, IP rights generally enable the holder to exercise exclusive rights over the the subject matter (or "work") of the IP using copyright, patent, trademark, industrial design right and similar legal protections. The term reinforces that such works are the product of the mind or intellect and that any rights may be protected at law in the same way as any other form of property.
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LASIK |
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LASIK, an acronym for Laser-assisted In Situ Keratomileusis, is a form of refractive laser eye surgery procedure performed by ophthalmologists intended for correcting vision. The procedure is usually a preferred alternative to photorefractive keratectomy, PRK, as it requires less time for full recovery, and the patient experiences less pain overall.
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LEAD |
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Lead is a chemical element in the periodic table that has the symbol Pb (L. plumbum) and atomic number 82. A soft, heavy, toxic and malleable poor metal, lead is bluish white when freshly cut but tarnishes to dull gray when exposed to air. Lead is used in building construction, lead-acid batteries, bullets and shot, and is part of solder, pewter, and fusible alloys. Lead has the highest atomic number of all stable elements. (But see the article on Bismuth, which has a half life so long it can be considered stable.)
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LIVESTOCK |
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Livestock are domesticated animals intentionally reared in an agricultural setting to make produce such as food or fibre, or for their labour. Livestock include pigs, cattle, goats, deer, sheep, yaks and poultry. The type of livestock reared varies worldwide and depends on factors such as climate, consumer demand, native animals, local traditions, and land type.
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MARITAL DISSOLUTION - DIVORCE |
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Divorce or dissolution of marriage is the ending of a marriage before the death of either spouse, which can be contrasted with an annulment, which is a declaration that a marriage is void, though the effects of marriage may be recognized in such unions, such as spousal support, child custody and distribution of property.
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MARKETING |
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The American Marketing Association suggests that Marketing is "the process of planning and executing the pricing, promotion, and distribution of goods, ideas, and services to create exchanges that satisfy individual and organizational goals."
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MEDICAL |
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Medical - Having to do with or anything pertaining to Medical treatment, Medical Malpractice, Medical review, Medical Litigation.
Find MEDICAL experts and consultants for MEDICAL litigation support. Available to be MEDICAL expert witnesses and provide MEDICAL forensic consulting in MEDICAL litigation, in addition prepare MEDICAL expert witness reports for use in deposition and/or in-court trial testimony.
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MEDICO-LEGAL |
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The plaintiff has the burden of proof. Expert witnesses are usually required to testify as to practice standards, while lay witnesses must confine their testimony to facts they perceived with their own senses. To be qualified as an expert, a person must have a sufficient level of education, training, and experience in the relevant field, and it must be shown that their testimony will assist the judge and/or jury in determining a contested issue. The law requires that lay jurors or judges, being untrained in medicine, must accept expert evidence as to whether the provider deviated from the requisite standards but since the plaintiff and the defendant will usually each hire their own experts, there will be conflicting opinions.
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MOTOR VEHICLE ACCIDENT MVA |
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Motor-vehicle collisions are damaging events involving road traffic, particularly automobiles. They can cause damage to vehicles, people or structures. Motor-vehicle collisions also called traffic collisions, auto accidents, road accidents, car accidents, personal injury collisions, motor vehicle acccidents, and (particularly by American radio traffic reporters) crashes kill an estimated 1.2 million people worldwide each year, and injure about forty times this number.
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PHYSICAL THERAPY |
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Physical therapy (also known as physiotherapy) is an allied health profession concerned with the assessment, diagnosis, and treatment of disease and disability through physical means. It is based upon principles of medical science, and is generally held to be within the sphere of conventional (rather than alternative) medicine. Physiotherapy is practiced by physiotherapists (also known as physical therapists, e.g. in the United States), though aspects may also be practiced under supervised delegation by physiotherapy assistants or other health professionals.
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POLLUTION |
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Pollution is the release of environmental contaminants. Carbon monoxide, sulfur dioxide, chlorofluorocarbons (CFCs), and nitrogen oxides produced by industry and motor vehicles are common air pollutants. Sunlight converts nitrogen oxides and hydrocarbons to ozone or smog. Water pollutants may consist of a wide range of organic and inorganic chemicals such as heavy metals, petrochemicals, chloroform, and bacteria. Water pollution may also occur in the form of thermal pollution and dissolved oxygen depletion. Soil contamination is an important aspect of environmental pollution; this phenomenon occurs when chemicals are released by spill or underground storage tank leakage. Among the most significant soil contaminants are hydrocarbons, heavy metals, MTBE, herbicides, pesticides and chlorinated hydrocarbons. The U.S., Russia, China and Japan are the world leaders in air pollution emissions; however, Canada is the number two country on a per capita basis.
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PROFESSIONAL SCUBA DIVER |
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Diving is still evolving, but general classifications have grown up to describe various diving activities. These classifications include but are not limited to:
Commercial diving
Military diving
Combat divers
Armed forces work divers
Recreational diving
Underwater Photography & Video
Spear fishing
Marine life counting and identification
Rescue & recovery diving
Scientific diving
Technical diving (also called Tech Divers)
Cave diving
Cavern diving
Deep diving
Ice diving
Wreck diving
Scuba diving is swimming underwater while using self-contained breathing equipment.
Scuba divers exploring fish and coral.By carrying a source of compressed air, the scuba diver is able to stay underwater longer than with the simple breath-holding techniques used in Snorkeling and Free-diving, and is not hindered by air-lines to a remote air source. The scuba diver typically swims underwater by using fins attached to the feet. However, some divers also move around with the assistance of a DPV (Diver Propulsion Vehicle), commonly referred to as a "scooter", or by using surface-tethered devices called sleds, which are pulled by a boat.
The term SCUBA arose during World War II and originally referred to USA combat frogmen's oxygen rebreathers, developed by Dr. Christian Lambertsen for underwater warfare. Today, SCUBA typically usually refers to the in-line open-circuit equipment, developed by Emile Gagnan and Jacques-Yves Cousteau, in which compressed gas (usually air) is inhaled from a tank and then exhaled into the water. However, rebreathers (both semi-closed circuit and closed circuit) are also self-contained systems (as opposed to surface-supplied systems) and are therefore classified as SCUBA.
Although the word 'SCUBA' is an acronym for "Self Contained Underwater Breathing Apparatus", it has also become acceptable to refer to SCUBA as 'scuba equipment' or 'scuba apparatus'.
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PSYCHIATRY |
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Psychiatry is the branch of medicine that studies, diagnoses, and treats mental illness and behavioral disorders. While all physicians will encounter patients with mental illnesses and any of them may treat it, psychiatrists specialize in these areas. They are more extensively trained in the differential diagnosis (the distinguishing of various forms) and treatment of mental illness. Given the advantage of the preliminary medical training as well as further specialist training, psychiatry when practised properly offers a truly holistic approach to patient care. Many other professionals also provide mental health care, such as psychologists, nurse practitioners, counselors, physician assistants, and social workers. In general only doctors, nurse practitioners, or physician assistants may prescribe mental health medication in the United States[1]. In some countries, mental health medication may only be prescribed by medical doctors.
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QUALITY ASSURANCE |
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In engineering and manufacturing, quality control and quality engineering are involved in developing systems to ensure products or services are designed and produced to meet or exceed customer requirements and expectations. These systems are often developed in conjunction with other business and engineering disciplines using a cross-functional approach.
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VENTURE CAPITAL |
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Venture capital is capital provided by outside investors for financing of new, growing or struggling businesses. Venture capital investments generally are high risk investments but offer the potential for above average returns. A venture capitalist (VC) is a person who makes such investments. A venture capital fund is a pooled investment vehicle (often a partnership) that primarily invests the financial capital of third-party investors in enterprises that are too risky for the standard capital markets or bank loans.
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Level Term Life Insurance Experts Witnesses - Level Term Life Insurance Forensic Consultants.
Find Level Term Life Insurance experts and consultants for Level Term Life Insurance litigation support. Available to be Level Term Life Insurance expert witnesses and provide Level Term Life Insurance forensic consulting in Level Term Life Insurance litigation, in addition prepare Level Term Life Insurance expert witness reports for use in deposition and/or in-court trial testimony.
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Level Term Life Insurance
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