over 20 years in profession--stockbroker and financial planner--six years in management-clean record in financial services industry--kept current on continuing education--have written expert witness reports recently ---awarded CFP designation in 1988,masters in financial services in 1993-member of International Assoc for Financial Planning-adjunct faculty member at Nova Southeast Univ for CFP program--have done compliance issues consulting-securities and insurance licenses-experience in all areas of investing and evaluating portfolios from most conservative to most aggressive

twenty years in industry -certified financial planner designation -master of science degree in financial services -taught course for cfp program at nova southeast univ in florida --numerous advanced education courses as well as continuing education --four years in management with securities/financial planning firms -no violations in industr -have recently written two expert witness reports