38+ years financial institutions experience including 11+ years as President/CEO/Director & 6+ years Mortgage Company director.
34+ years of loan experience: real estate, mortgage, warehousing, construction, business, consumer, international, SBA, L/C.
Other areas: brokers, operations, fraud, check processing, lender liability, policies & procedures, compliance, fiduciary duties, officer/director conduct.
15+ years of leadership in banking trade associations at the state and national levels.
175+ nationwide cases including FDIC, State of California, banks & non-banks.
WORK HISTORY
October 1995 to present, Expert Witness/Consultant ~ B & F Experts, Inc.
Employed nationwide by various attorney firms and their clients regarding financial matters in litigation.
April 1998 to February 2000 Senior Vice President ~ Preferred Bank Los Angeles, CA
Member of Senior Management responsible for development of new loan and deposit business. Involved in compliance issues and financial institution lending matters.
June 1995 to April 1998 First Regional Bank Century City, CA
Responsible for developing loans and deposits business. Involved in compliance issues and financial institution lending matters.
June 1990 to June 1997 Founder & Director ~ ICBA Mortgage Co. Arlington, VA
Monitored planning, policies, contracts and marketing for this company that provided all levels of mortgages for SFR and manufactured housing through over 1000 financial institutions in all 50 states.
November 1994 to November 1995 Organizer ~ Pacific Coast Bankersf Bank San Francisco, CA
Researched, generated and submitted a full marketing study, business plan, capital plan, loan and operations polices and procedures to the regulators for this proposed correspondent bank which will be owned and operated by independent financial institution for independent financial institution.
April 1983 to October 1994 President, C.E.O. & Director ~ Marathon National Bank & Marathon Bancorp Los Angeles, CA
Started the financial institution in 1983. Wrote, developed and implemented all loan, operation, compliance, administration and internal audit policies, procedures, guidelines, documentation and systems. Member of all financial institution and director committees. Developed and implemented Capital and Business Plans.
January 1982 to March 1983 Regional Vice President ~ The Bank of Orange County Culver City, CA
Member of Sr. Mgmt. & Loan Committees. Managed banking operations, and lending for L. A. County.
August 1977 to January 1982 Vice President ~ Imperial Bank Inglewood, CA
June 1967 to August 1977 Bank of America Los Angeles Area
EDUCATION
Certificate of Graduation, Pacific Coast Banking School, Univ. of Wash., 1982
Post-graduate work, University of California, Los Angeles, 1973, 1974
Bachelor of Science, University of California, Los Angeles, 1970
PUBLISHED ARTICLES
gSo Thatfs What Commercial Lending Is!h, The Roar Newsletter, Imperial Bank.
gNeed a Loan.... Learn to Think Like a Bankerh, Marathon Nat'l Bank Newsletter.
gInternational Entrepreneurship: A New Growth Areah, New Management.
gArbitration: A Legal System that Makes Banking Senseh, Am. Arbitration Association Regional Reporter, (co-author).
gArbitration: Working in Bankingh, Amer. Arbitration Assoc. Regional Reporter, (co-author).
PROFESSIONAL ORGANIZATIONS
Director & Past President of CA Independent Bankers-IBAA: 160+ CA bank members
Past Director of the Independent Community Bankers Assoc. (ICBA) 5000+ bank members
Chairman and/or member of ICBA Bank Service Committee
CA Department of Financial Institutions Implementation Industry Task Force Member
Member/Chairman of Real Estate Committee, CA Bankers Assoc. representing 300+ bank members
Many more
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