John Ulzheimer , President of Credit.com Educational Services and The Ulzheimer Group, LLC, is a nationally recognized expert on credit reporting, credit scoring and identity theft. In addition to his expertise in personal finance and consumer credit, John also serves as an expert witness and legal consultant for clients involved in credit related litigation.
John has over 16 years of experience in the consumer credit industry including positions with Equifax Credit Information Services and The Fair Isaac Corporation (inventors of the FICO® credit scoring system). He has authored or created numerous educational materials on the subject including:
- The recently released book, You're Nothing but a Number, Why achieving great credit scores should be on your list of wealth building strategies.
- The Credit Report Card, an innovative educational credit report and score designed to teach you where your credit really stands.
- The consumer handbook, Surviving Identity Theft .
- The educational course , The GetCreditWise ToolKit
- The White Paper, Common Mistakes Made by Ineffective Credit Expert Witnesses.
John has appeared on CNBC, FOX Business Network, CNN's "Open House", "Dollar Signs" and Oprah's "Oprah and Friends" XM Satellite Radio. He has contributed content for Freddie Mac's "Know Your Score" campaign, Oprah's "Debt Diet" series and The Suze Orman Show. He is also a frequent commentator on credit-related issues in various outlets including CNBC, USA TODAY, Los Angeles Times, CNN.com, Washington Post, Money Magazine, American Banker, Wall Street Journal, SmartMoney, MarketWatch, MSNBC.com, The New York Post, New York Daily News, TheStreet.com, Bankrate.com, and other regional business and consumer media
In his hometown of Atlanta, John teaches an ongoing course on credit reporting and scoring at The Emory University Center for Lifelong Learning and was named by the students the Top Personal Finance and Investments Instructor for the 2005/2006 term. He is also a regular guest lecturer at The Westminster Schools in Atlanta.
Recent cases include:
Miley v Credit Bureau of Baton Rouge - Expert for defense, case settled
Celestial v GreenPoint Mortgage - Expert for defense, case settled
Acosta v TransUnion, et al - Expert for plaintiff, case in progress
Webb v Headland Mortgage - Expert for defense, case in progress
Equifax/Fair Isaac - Arbitration, Fact Witness
Chi/Bickerstaff v Chase Mortgage Corp - Expert for plaintiffs, case in progress
Harris v TransUnion, et al - Expert for plaintiffs, case in progress
