EW #531 Expert Witness / Consultant in litigation and arbitration involving securities, insurance, annuities and taxation. 133 arbitrations, since 1990, before the NASD, AAA, NYSE, PSE and 16 mediations.He has been qualified and has testified as a Securities Industry Expert Witness before the State Court in CA.

BUSINESS SPECIALTY
Expert witness/Consultant in arbitration or litigation involving securities, insurance, annuities and taxation, nationwide. 139 arbitrations before NASD/AAA/NYSE/PSE and 17 mediations. Services are provided for both claimant (65%) and respondent (35%).

AREAS OF STRENGTH
Common stocks, bonds, IPOs, mutual funds, variable / index annuities, L.P.s, REITS, options, REMICS, TINTS, mortgage backed securities & private stock offerings. ScoreCards analysis, P&L's and damage calculations provided. Testifying as to unsuitability, breach of fiduciary duty, quality of due diligence, underwriting & supervision, overreaching, churning, stock manipulation, best execution, margin, options, mark-ups, mark-downs, on-line trading, RIA activities, control person liability and 'financial suicide'.

PROFESSIONAL LICENSES
MEMBER, NASD REGULATION, INC. BOARD OF ARBITRATORS #A30388 - Panel Chairman - NASD # 99-03001-April '00.
Empire Securities of Southern CA.- Series 7, 24 , 27**, 63, life ins. & var. annuity, real estate

EDUCATION
California State College at Los Angeles (B/A -1958 - Speech & Communication)
American Institute of Banking School of Finance & Taxation - Graduate - 1965

AFFILIATIONS
Public Investors Arbitration Bar Assoc., Pro/Counsel
Expert Witness.com, eWitness.com, FindExpert.com, TASA - listed expert
Practising Law Institute - Panelist, Marketing Compliance - 1972 - R/E Syndication
Real Estate Review - International Assn. of Registered Financial Consultants (IARFC), AAII, Life Member - American Institute of Banking (AIB).

BUSINESS EXPERIENCE
Securities Carlsberg Securities Corporation - 1969-1982
- V.P. Marketing - Securities - Insurance - R/E syndication - Branch Manager
Westfield Capital Corporation - 1982-1986
- V.P. Marketing - Securities - R/E syndication - Branch Manager
Boardwalk Capital Corporation - 1987-1990 - Acting Branch Manager
- National Sales Director - Full service financial planning broker/dealer
- Chairman of due diligence committee, licensing and marketing compliance officer for 200 registered representatives.
- President - Registered Investment Advisor & Director of Recruiting
Financial Education Network Development
- 1990-present - Owner & founder of a financial planning firm providing educ. retirmn't. fin'l. planning seminars for corps., nationally - 1992-1999 - Eric Equities, Inc. - Securities, Annuities & Insurance - Branch Manager

Commercial Banking
Bank of America - 1959-1965 - AVP - Corporate Finance National Division
Union Bank - 1965-1969 - VP - Manager of Business Development - So. California.

Taxes & Insurance
L.E. Cooper & Associates 1959-1965 - Tax Accountant
Carlsberg Insurance Agency - 1975-1982 - President

FEE SCHEDULE:

Expert Designation Fee: (amount charged to use expert's name, applied to case): $575.00
Retainer Policy: (usually applied toward the last invoice): $2,300 in advance and before work
Non-Testimonial: (consulting/analysis): $290.00/hr
Testimonial: (deposition and in court): $290.00/hr
Travel Policy (rates): $115.00/hr driving time; no charge for travel time provided flight is direct
and non-stop, otherwise cost $290.00/hr
Misc.: All motel, cabs, parking, meals are expected to be covered plus all travel costs
Declaration Costs: $575.00