Joel Finard CFA, MA, MPHIL is an Expert Witness in Financial Service Litigations; NASD & NYSE Arbitrations.

He provides Expert Services in the area of:
* Securities and Derivatives - Trading, Pricing, Controls, Operations, Risk Management, Hedging & Fraud

* Investment Management & Analysis Investment Process, Suitability, Asset Allocation, Investment Modeling, Churning, Excessive Fees, Fiduciary Duties, Supervisory Failures and Unauthorized Activity

* Litigation Consulting in Capital Markets - Complaint Formulation and Amendment, All areas of Discovery, Damages & Settlement


BACKGROUND SUMMARY:

DELOITTE & TOUCHE, LLP NY, NY
Partner in charge of Deloitte & Touche's Capital Markets Practice for over 7 Years leading the practice in the following areas:
* Litigation Consulting including Expert in High Profile Litigations
* Financial Risk Management Market, Credit & Operations Risk
* Trading - Controls Infrastructure and Technology

HONGKONG AND SHANGHAI BANKING CORP. LTD., NY, NY
Managed Sales and Trading of Capital Markets Desk for over 3 Years

TRAVELERS INSURANCE COMPANY, Hartford, CT
Portfolio Manager at Travelers Securities responsible for:
* Investments Securities
* Derivatives
* Structured Transactions
* Foreign Bond Portfolio
* FX Portfolio

COLUMBIA GRADUATE SCHOOL OF BUSINESS, NY, NY
Top Rated Professor of Economics consistently ranked by students in the top 20% of all Business School Professors.


EDUCATION

CFA (Chartered Financial Analyst)

COLUMBIA UNIVERSITY, MA, MPHIL - Economics

UNIVERSITY OF MASS AT AMHERST, BA - Economics, Magna Cum Laude



SELECTED ARTICLES & SPEAKING ENGAGEMENTS

Articles

A Discovery Road Map for Complex Financial Litigation NYLitigator Fall 2004
A Blueprint for Valuing Interest Rate Swaps Fall 1994 Bank Accounting & Finance Magazine
A Framework for Corporate Financial Risk Management Probus/Irwin Fall 1995
Do the Basle Market Risk Proposals Make Sense Derivatives Strategy June 1996


Speaker

Topic: Annual Meeting & Management Conference Federal Home Loan Bank
Conference: Accounting and Financial Reporting for Derivatives

Topic: Practical Applications and Recent Market Developments
Conference: Valuing, Pricing & Using Capital Markets Instruments

Topic: Hedging Pitfalls and Effective Liability Management
Conference: Financial Risk Management in the 90s

Topic: Corporate Liability Management and the Role of Derivatives
Conference: Accounting for Derivatives

Topic: Treasury Risk Management Structure and Liability Management
Conference: Derivative Products: from A to Z

Topic: Derivative Products Risks and Valuation
Conference: Fundamentals of Derivative Products